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Jamie Deihl
REALTOR®
(719) 468-9744

345 Charlotte St, Saint Augustine, FL 32084

$915,000

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Property Description

Located in the heart of downtown St. Augustine???s Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability today???s buyers expect???fantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the home???s sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the home???s architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the home???s character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the city???s most sought-after historic locations.

345 Charlotte St | MLS# 260373

This home located at 345 Charlotte St, Saint Augustine, FL 32084 is currently listed for sale with an asking price of $915,000. This property was built in 2004 and has 3 bedrooms and 2 full and 1 partial baths with 1908 sq. ft. Charlotte St is located in the City Of St Augustine subdivision. Search City Of St Augustine real estate on jamiedeihl.watsonrealtycorp.com today.

Property Features

Property Type: Residential -
Cooling: Central, Electric
Fenced: Yes
Heating: Central, Electric
Home Style: 2 Story, Historic, Spanish
Lot Size: 0.08 Acres
Roof Type: Shingle
Stories: 2.0
Taxes: $14,616
Year Built: 2004
Square Feet: 1,908

Feature Descriptions

Days on Site: 47
Dining: Formal
Dock: No
Dock Permit: N/A
Exterior: Concrete Block, Stucco
Features: Cathedral Ceiling, Fireplace, Insulated Windows, Partial Fence
Flooring: Tile, Wood
Foundation: Slab
Homestead Exemption: Yes
Location: City, Other-See Remarks
Lot Dimensions: 75 x 45
Master Bath: Shower Only
Minimum Lease: 1 Month
Navigable: No
Parcel #: 201120-0000
Parking: Attached, Other-See Remarks, Additional Parking
Personal Property: Ceiling Fans, Chandelier, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Shed, Window Treatments, Furnished, Washer/Dryer
Sewer: Sewer
SQ FT Additional: 500
Water: City

Room Sizes

Primary Bedroom: 11 X 16
Bedroom 2: 11 X 16
Utility Room: 8 X 3
Patio: 20 X 7
Porch: 21 X 10
Living Room: 25 X 15
Dining Room: 13 X 13
Kitchen: 12 X 10

Local Schools

High School: St. Augustine
Middle School: Sebastian
Elementary School: R.B. Hunt

Listed By / Shown By

Listed By

Agency Name: Century 21 St Augustine Properties
Agency Phone: 904-797-6000

Shown By

Agent Name: Jamie Deihl
Agent Phone: (719) 468-9744
Agency Title: Watson Realty Corp., REALTORS ®

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Estimated Payment

$ 5,897.14 per month $4,412.27 Principal & Interest $1,218.00 Property Tax $266.88 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/10/2026. The listing information on this page last changed on 03/10/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Tue 03/10/2026 12:42:09 AM EST) or GAMLS (last updated Mon 03/09/2026 11:14:58 PM EST) or Stellar MLS (last updated Tue 03/10/2026 12:29:11 AM EST) or SPC MLS (last updated Mon 03/09/2026 11:20:30 PM EST) or Martin MLS (last updated Mon 03/09/2026 11:38:19 PM EST) or Indian River MLS (last updated Mon 03/09/2026 11:30:27 PM EST) or Daytona MLS (last updated Mon 03/09/2026 11:36:51 PM EST) or Northeast Florida MLS (last updated Tue 03/10/2026 12:18:46 AM EST) or Beaches MLS (last updated Tue 03/10/2026 12:35:40 AM EST) or BORMLS (last updated Mon 03/09/2026 11:15:20 PM EST) or Golden Isles MLS (last updated Mon 03/09/2026 11:26:41 PM EST) or Amelia/Nassau MLS (last updated Mon 03/09/2026 11:25:21 PM EST) or Dixie Gilchrist Levy MLS (last updated Mon 03/09/2026 11:42:28 PM EST). Real estate listings held by brokerage firms other than Watson Realty Corp., REALTORS ® may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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